how should i save my money with this situation of my economy?
im still a student. 9th grader. my monthly 'salary' from my mom is 15 US dollar. (i live in indonesia, and that make it here: 150 thousand rupiahs) from 150thousand, i have to charge my cellphone for 50thousand (charge= i dont know the word, but you know, fee for texting and calling) that leaves 100thousand. then fried rice + ice tea for my daily lunch are 0,6 $. and whole 150thousand is for 1 month. while i want to save my money to buy mac book, that cost.. around 1500 $ here (average cost, if there's no discount). how to save my money while i have lots of needs? i really want that mac book. i need your tips & tricks. arigatou gozaimasu
Economics - 7 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Go to NavyFed and open an CD with 4% interest.
2 :
cut your cell phone bill by using it less so you will have extra money to save
3 :
in a bank
4 :
Horde it like a magpie would.
5 :
save 10% each time you get your money. it is the only way to learn to live well and take care of yourself. I do not what a mac book is. You cannot afford it at all. it is 10 months income
6 :
It seems that your utmost goal is to buy a Mac notebook for around $1500 USD. Realistically, this won't happen any time soon. You could help someone for a small pay. However, you should explore other alternatives: second-hand notebook, begging for donation or a $100 dollar laptop - One Laptop per Child (OLPC) http://laptop.org/en/laptop/index.shtml
7 :
You have to start thinking S-M-A-R-T. What kind of cutbacks can you make? For example: I drink bottled water. Now at $1 a bottle on something that covers over 65% of our planet is not smart. So I bought one of those water filters that screw into your faucet. I have bottles that I refil over and over again. I take them to work. Do you have a lot of small appliances around that house that are always on? I cut my electronic bill almost in half by unplugging all the clock radios and night lights. I also bought some of those florescent bulbs that look a lot like a regular bulb. These things use 80% less electricity than regular bulbs. You would be surprised, but these small things add up. I know I was spending money on the water filter and energy efficient bulbs but these things will pay for themselves in a month providing they pertain to you. If you really need the money right away start cutting back on your food costs. Romain noodles cost a dime and they taste just as good as campbells chicken noodle that costs $130 a can. Ok no chicken in romain noodles, but you are probably just missing about 4 tiny pieces of chicken. Put a brick inside your toilet 'chamber'. You will use a little lesser water each time you flush..Before you know it you will be ahead. Wanna be creative? Find yourself leaving lights on? Buy a motion sensor switch, the lights will turn on when you enter the room and will turn off (by a set amount of time) when you leave the room. I have one, they cost $15 at HomeDepot. Need new windshield wipers for your car? Who says you have to buy 2? You only need the new one on the drivers side, leave the old wiper on the passenger side. So remember you have to start thinking S-M-A-R-T! Yours truly seahorsehawrey.
