how should i save my money with this situation of my economy?
im still a student. 9th grader. my monthly 'salary' from my mom is 15 US dollar. (i live in indonesia, and that make it here: 150 thousand rupiahs) from 150thousand, i have to charge my cellphone for 50thousand (charge= i dont know the word, but you know, fee for texting and calling) that leaves 100thousand. then fried rice + ice tea for my daily lunch are 0,6 $. and whole 150thousand is for 1 month. while i want to save my money to buy mac book, that cost.. around 1500 $ here (average cost, if there's no discount). how to save my money while i have lots of needs? i really want that mac book. i need your tips & tricks. arigatou gozaimasu
Economics - 7 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Go to NavyFed and open an CD with 4% interest.
2 :
cut your cell phone bill by using it less so you will have extra money to save
3 :
in a bank
4 :
Horde it like a magpie would.
5 :
save 10% each time you get your money. it is the only way to learn to live well and take care of yourself. I do not what a mac book is. You cannot afford it at all. it is 10 months income
6 :
It seems that your utmost goal is to buy a Mac notebook for around $1500 USD. Realistically, this won't happen any time soon. You could help someone for a small pay. However, you should explore other alternatives: second-hand notebook, begging for donation or a $100 dollar laptop - One Laptop per Child (OLPC) http://laptop.org/en/laptop/index.shtml
7 :
You have to start thinking S-M-A-R-T. What kind of cutbacks can you make? For example: I drink bottled water. Now at $1 a bottle on something that covers over 65% of our planet is not smart. So I bought one of those water filters that screw into your faucet. I have bottles that I refil over and over again. I take them to work. Do you have a lot of small appliances around that house that are always on? I cut my electronic bill almost in half by unplugging all the clock radios and night lights. I also bought some of those florescent bulbs that look a lot like a regular bulb. These things use 80% less electricity than regular bulbs. You would be surprised, but these small things add up. I know I was spending money on the water filter and energy efficient bulbs but these things will pay for themselves in a month providing they pertain to you. If you really need the money right away start cutting back on your food costs. Romain noodles cost a dime and they taste just as good as campbells chicken noodle that costs $130 a can. Ok no chicken in romain noodles, but you are probably just missing about 4 tiny pieces of chicken. Put a brick inside your toilet 'chamber'. You will use a little lesser water each time you flush..Before you know it you will be ahead. Wanna be creative? Find yourself leaving lights on? Buy a motion sensor switch, the lights will turn on when you enter the room and will turn off (by a set amount of time) when you leave the room. I have one, they cost $15 at HomeDepot. Need new windshield wipers for your car? Who says you have to buy 2? You only need the new one on the drivers side, leave the old wiper on the passenger side. So remember you have to start thinking S-M-A-R-T! Yours truly seahorsehawrey.
Tuesday, December 28, 2010
Tuesday, December 14, 2010
Why factory/manufacture business tend to make a lot of profits?
Why factory/manufacture business tend to make a lot of profits?
Everytime I see people around me here in my country (Indonesia), it seems that the wealthy ones are usually the one whom: 1. do business (instead of just “normal jobsâ€), and also 2. do factory or manufacture kind of business, such as furniture, oil company, coal mining, etc etc. My question is simple one, well, make it two: 1. Why or how come these type of business are always making very large amount of money & profits, and thus make the Owners wealthy, ie: i’m talking about buying three nice cars, a big house, can send their children to study overseas, etc 2. Is this really the only and ONLY way to get the most money (other than playing/investing in stock/financial market) nowadays?? what if let’s say I want to enter a music business (I’m an indie musician/songwriter), won’t I ever able to make as much money and wealth/profits as those type of businesses I’ve mentioned earlier? Please give some general explanations of why this is (or SEEMS to be) often the case. thanks.
Corporations - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Dear I suggest you to see http://carekorner.com I hope that helps you too as it helped me. Keep using answers.yahoo.com
Everytime I see people around me here in my country (Indonesia), it seems that the wealthy ones are usually the one whom: 1. do business (instead of just “normal jobsâ€), and also 2. do factory or manufacture kind of business, such as furniture, oil company, coal mining, etc etc. My question is simple one, well, make it two: 1. Why or how come these type of business are always making very large amount of money & profits, and thus make the Owners wealthy, ie: i’m talking about buying three nice cars, a big house, can send their children to study overseas, etc 2. Is this really the only and ONLY way to get the most money (other than playing/investing in stock/financial market) nowadays?? what if let’s say I want to enter a music business (I’m an indie musician/songwriter), won’t I ever able to make as much money and wealth/profits as those type of businesses I’ve mentioned earlier? Please give some general explanations of why this is (or SEEMS to be) often the case. thanks.
Corporations - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
Dear I suggest you to see http://carekorner.com I hope that helps you too as it helped me. Keep using answers.yahoo.com
Tuesday, December 7, 2010
please tell me about money transfer using yahoo email?
please tell me about money transfer using yahoo email?
I lived in Indonesia, my step father live in UK, my step father will transfer some money using email. but I dont understand how and what the process of transfer money using email. Is it Yahoo making relationship working with local bank in Indonesia?
Spam & Bulk Mail - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
It may be Paypal. But in order for you to receipe Paypal then you have to set up an Paypal account for yourself. Better get it clear with him so the money is not dangling out in the stratosphere
I lived in Indonesia, my step father live in UK, my step father will transfer some money using email. but I dont understand how and what the process of transfer money using email. Is it Yahoo making relationship working with local bank in Indonesia?
Spam & Bulk Mail - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
It may be Paypal. But in order for you to receipe Paypal then you have to set up an Paypal account for yourself. Better get it clear with him so the money is not dangling out in the stratosphere
Wednesday, December 1, 2010
Help please.I'm 18,in New York, living with mom and older brother (19). Need a job and money a.s.a.p.?
Help please.I'm 18,in New York, living with mom and older brother (19). Need a job and money a.s.a.p.?
I'm gonna be 18 this December but I've never worked before.. Well I've worked in a lawyer's office when I was a sophomore during the summer.. but since then I just never tried to get a job anymore.. I keep saying to myself that I'm going to find a job..but what scares me is to actually apply for a job..and asking each store manager if they're handing out job applications.. I'm allergic to rejection So anyways.. I've just come to realize that my family and I are in a financial situation..and my mom forces me to get a job a.s.a.p or we'll be bankrupt. Here's the situation: My family consists of my single mom, my older brother (19), and me. We live in New York. We were 'averagely rich' before we moved here. We are originally from Indonesia. My mom had a lot of savings before (like about 400k) she moved here but now we only have 70k $. She's never worked before and during these 5 years we're here.. she's only earned about 30k dollars from her medical assistant job. So yes, we basically live off from my mom's savings. My brother just got a job at Mc Donalds and he gives her 500 dollars every month. He's a full time student in college, so he only works part time. I am currently enrolling in a full time college too, and I still haven't got a job. My family keeps looking down and me and keep teasing me because I don't have a job.. More info on my mom: she's a bit high maintenance.. we're Asian so she buys a lot of expensive things.. Oh and recently she just bought a Mercedes.. (And no, please I'm not trying to sound arrogant here.. by no means we are rich at all, but from where I come from, we are considered rich.. so my mom is just trying to keep up with her old lifestyle) So yes.. We're at financial crisis and I need a job!! Anything!! My mom says that I just need to give her 1k a month..or even 500 dollars a month so that we can at least you know.. balance out our spending. And I know it's a little bit pathetic for me to ask you guys for advice..since I'm already 18 and I should have a job already.. I know that I know.. But from this depression and anxiety that I got makes it even harder for me to get a job.. I'm a little bit anti - social so I think of these things as a hard thing to do.. which is not at all.. So please.. What should I do first? I've been researching about making money online but I heard they're all scams? And even if they aren't, it takes too long for them to give u the check and sometimes they pay very little? Please advice me! Thanks a lot.
Other - Careers & Employment - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You are 18 just doesn't mean you should already have a job. You are talking about starting college and also say that you don't have a work experience. Don't panic. Don't feel that you must meet the financial goals of your 'spendthrift' mother, be yourself, and keep trying. I was also like that rejection was unthinkable. But when I first came to America, 18 months ago, and applied for jobs; I was rejected so many times that I know how it is to find a job. I am not becoming mean or anything but just keep trying and have faith on yourself. You will find one.
2 :
Please do not trust those online money making scams. First of all, you're only 18. Investing should not be something you should do until you fully understand how the financial market or whatever you're putting money into works. If you need a job fast, you can always try a restaurant job. They have a very high turnover rate, so it's usually easier to find a job there. (Unless business is really bad, then they won't need people. But if you go to restaurants in the summer they'll usually hire you.) You can make fast money there because you get tipped. If not you can try to find a telemarketing job. Those are usually easy to find and pay is reasonable. Another thing you can do is try to find it at your college. Currently, I am a marker at my school and get paid 14 dollars an hour, and tutor on the side for 20 dollars an hour. But since you're just starting college, it's likely that you don't have the academic ability to mark/tutor for college level courses, so you can always post on craigslist to tutor high school kids. (My friend tutors grades 3-12 for 20 an hr) Hope you the best.
3 :
"I've been researching about making money online but I heard they're all scams? And even if they aren't, it takes too long for them to give u the check and sometimes they pay very little" Yes and No. There are a few of places on the internet what will try to scam you. but there a lot of places where you can earn a big amount of money ,since you are "allergic to rejection" ,anti - social .You should do something like affiliate marketing ,where you can earn money at home Im not saying your going to earn a million in one day but im earning a lot of money from this club http://www.MoneyCashCapital.com , it helps because im getting taught what to do and earning money at the same time . P.S tell your mom to stop using money you need
I'm gonna be 18 this December but I've never worked before.. Well I've worked in a lawyer's office when I was a sophomore during the summer.. but since then I just never tried to get a job anymore.. I keep saying to myself that I'm going to find a job..but what scares me is to actually apply for a job..and asking each store manager if they're handing out job applications.. I'm allergic to rejection So anyways.. I've just come to realize that my family and I are in a financial situation..and my mom forces me to get a job a.s.a.p or we'll be bankrupt. Here's the situation: My family consists of my single mom, my older brother (19), and me. We live in New York. We were 'averagely rich' before we moved here. We are originally from Indonesia. My mom had a lot of savings before (like about 400k) she moved here but now we only have 70k $. She's never worked before and during these 5 years we're here.. she's only earned about 30k dollars from her medical assistant job. So yes, we basically live off from my mom's savings. My brother just got a job at Mc Donalds and he gives her 500 dollars every month. He's a full time student in college, so he only works part time. I am currently enrolling in a full time college too, and I still haven't got a job. My family keeps looking down and me and keep teasing me because I don't have a job.. More info on my mom: she's a bit high maintenance.. we're Asian so she buys a lot of expensive things.. Oh and recently she just bought a Mercedes.. (And no, please I'm not trying to sound arrogant here.. by no means we are rich at all, but from where I come from, we are considered rich.. so my mom is just trying to keep up with her old lifestyle) So yes.. We're at financial crisis and I need a job!! Anything!! My mom says that I just need to give her 1k a month..or even 500 dollars a month so that we can at least you know.. balance out our spending. And I know it's a little bit pathetic for me to ask you guys for advice..since I'm already 18 and I should have a job already.. I know that I know.. But from this depression and anxiety that I got makes it even harder for me to get a job.. I'm a little bit anti - social so I think of these things as a hard thing to do.. which is not at all.. So please.. What should I do first? I've been researching about making money online but I heard they're all scams? And even if they aren't, it takes too long for them to give u the check and sometimes they pay very little? Please advice me! Thanks a lot.
Other - Careers & Employment - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You are 18 just doesn't mean you should already have a job. You are talking about starting college and also say that you don't have a work experience. Don't panic. Don't feel that you must meet the financial goals of your 'spendthrift' mother, be yourself, and keep trying. I was also like that rejection was unthinkable. But when I first came to America, 18 months ago, and applied for jobs; I was rejected so many times that I know how it is to find a job. I am not becoming mean or anything but just keep trying and have faith on yourself. You will find one.
2 :
Please do not trust those online money making scams. First of all, you're only 18. Investing should not be something you should do until you fully understand how the financial market or whatever you're putting money into works. If you need a job fast, you can always try a restaurant job. They have a very high turnover rate, so it's usually easier to find a job there. (Unless business is really bad, then they won't need people. But if you go to restaurants in the summer they'll usually hire you.) You can make fast money there because you get tipped. If not you can try to find a telemarketing job. Those are usually easy to find and pay is reasonable. Another thing you can do is try to find it at your college. Currently, I am a marker at my school and get paid 14 dollars an hour, and tutor on the side for 20 dollars an hour. But since you're just starting college, it's likely that you don't have the academic ability to mark/tutor for college level courses, so you can always post on craigslist to tutor high school kids. (My friend tutors grades 3-12 for 20 an hr) Hope you the best.
3 :
"I've been researching about making money online but I heard they're all scams? And even if they aren't, it takes too long for them to give u the check and sometimes they pay very little" Yes and No. There are a few of places on the internet what will try to scam you. but there a lot of places where you can earn a big amount of money ,since you are "allergic to rejection" ,anti - social .You should do something like affiliate marketing ,where you can earn money at home Im not saying your going to earn a million in one day but im earning a lot of money from this club http://www.MoneyCashCapital.com , it helps because im getting taught what to do and earning money at the same time . P.S tell your mom to stop using money you need
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